“Individuals with CDHPs and HDHPs were
significantly more likely to avoid, skip, or delay health care because of costs than were those with more comprehensive health insurance, with problems particularly pronounced among those with health problems or incomes under $50,000. About one-third of individuals in CHDPs (35 percent) and HDHPs (31 percent) reported delaying or avoiding care, compared with 17 percent of those in comprehensive health plans. Few health plans of any type provide cost and quality information about providers to help people make informed decisions about their health care. The study also found very low levels of trust in information provided

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“Consumer-directed plans' high deductibles and out-of-pocket costs can prevent patients from receiving necessary and effective care, potentially costing the health care system more in the long run.” Commonwealth Fund August 2004

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There is much more that’s been published about CDHPs. There is evidence that CDHPs can cost employers less in the short term, but questions remain with regard to the personal health implications of choosing to delay or avoid care for cost reasons and long term total costs regarding increased severity problems and corresponding treatment costs. “Despite the fact that more than half (of Americans) agree that more direct involvement in health care decisions would improve health care, a majority of Americans do not currently seek to take up this responsibility. EBRI November 2004

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Empowering employees and families with skills and    resources for better health, health care and success.

Research

Research

Page Index
• Best Practices – Strategy Models and Concepts
• Updates – More Best Practice Considerations
• Health Costs – Controllable Opportunities
• Supporting Logic & Evidence
• Alerts & Cautions
• Innovations – R&D In Progress
• Selected Case Studies – ROIs & Other Results
• Links to Other Research Sources
• FAQs

Research Access for Leaders

 

The HPN Research page will be continually updated.

HPN offers open access to some research in this section to all leaders for decision-making regarding strategy-related business cases, overall design, components, investments required and vendor selection.  Just click on items of interest.  If it is not an open access document it will say so.

Conditions of use of HPN’s public and restricted access documents:

  • These documents may be printed, copied and distributed for internal purposes only. 
  • HPN content may not be used to create derivative works in print, electronic, web or other formats of any kind without written permission from HPN WorldWide. 
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  • For these and any other uses, contact HPN WorldWide.

Documents in this section are either in HTML, pdf or powerpoint formats.  Printed versions of some documents are available for a nominal fee.  Call for details.
Best Practices – Strategy Models & Concepts
 
Updates - More Best Practice Considerations
 
Health Costs – Controllable Opportunities
 

Supporting Logic & Evidence
 
  • Big Picture – All Primary Strategy Components
  • Medical Self-Care
  • Early Detection Training
  • Newsletters
  • Early Detection Screenings

Alerts & Cautions
 

Innovations – R&D In Progress
 

Selected Case Studies – ROIs & Other Results
    • By Type Study or Strategy Component
      • Medical Self-Care
      • Early Detection Training
      • Early Detection Screenings
      • Health Improvement/Benchmark Planning Studies
      • Health Cost Trends
    • By Organization
      • Elkay
      • International Truck and Engine
      • Newell Rubbermaid
      • WEAT
      • Midwest HMO – 6 employees

Links to Other Research Sources
 

FAQs
 
  • Health Screening Details
  • Strategy Costs
  • Vital Questions for Health Plan RFPs
  • Incentives
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